I am sure I blogged about this before, but I just read an article in the Orlando Sentinel about the number of foreclosures. In the article someone states that there just are not mortgages out there for a people with less than perfect credit or for people without a lot of money to put down. That statement is just not true, at least not here in Orlando. FHA and VA, for our veterans, are fantastic loan vehicles that can get you into a home. The FHA loan limits have been raised significantly. Here in Orlando you can get an FHA loan for up to $353,750. That will buy almost 75% of the homes that are currently for sale. Other changes in FHA allow the seller to pay both the 3% toward closing costs and the 3% down payment. I had a couple recently close on their first home, and they got their deposit money back at closing. Obviously, you still have to qualify for the loan. Give me a call with any questions you have.
www.davidwelch.com
www.OrlandoAreaRealtor.com
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